UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT In Re: LISA M. KIRKLAND, ü Debtor. EDUCATIONAL CREDIT MANAGEMENT CORPORATION, ý No. 09-1379 Plaintiff-Appellant, v. LISA M. KIRKLAND, Defendant-Appellee. þ Appeal from the United States District Court for the Western District of Virginia, at Lynchburg. Norman K. Moon, District Judge. (6:09-cv-00002-nkm; 01-00627-WA1) Argued: January 26, […]